''PLOUTOS'' originated in ancient Greece as a word to describe wealth & prosperity. The aim of PLOUTOS project is to improve TCN's access to financial services via a: a)training course on financial literacy and sustainability supported by a relevant language course, b)training course on community interpreting offered to people already offering this service without having had any professional training (including TCN's residing in the host country for more than 3 years, employees of financial service providers and NGOs), c)practice business programme enabling practical training of TCNs in applying their financial literacy skills on the job d)multi-lingual one-stop-shop platform offering TCNs with access to microfinance in any European country through the 96 members of the European Microfinance Network, lifting language, cultural and administrative burdens. The multistakeholder consortium of 11 project partners from 7 EU member states (SE,CY,GR,IT,BE,HR,BG) includes 2 Universities, 2 SMEs, 1 Banking & 1 Microfinance Associations, 1 Pubic authority representative and 4 NGOs. PLOUTOS will impact the local communities by increasing TCN's confidence and motivation for self-employment thanks to a new skillset as well as it will reduce the fear and instability that comes as a result of TCNs dependence on the surrounding society. Furthermore, many refugees & migrants have no access to banks and other financial services, in this sense, the enormous hurdle on their way to self-reliance and economic independence will be addressed.